Our very own credit score is continually over 830
A billionaire once said the guy probably are unable to just go and book an apartment while the he has a no credit rating just like the the guy shopping what you which have cash. Very even in the event the guy are unable to lease an apartment however, they can pick you to apartment having bucks. Today which is something to think about.
I dunno. We very own our house and you can cars, zero mortgages or auto costs (however, the newest brand new automobile try a decade old), haven’t any finance of any sort, costs all of it, and you may shell out it all regarding each few days (for example the credit cards enterprises most likely consider us while the deadbeats).
Not surprisingly, the credit rating has hovered simply over 830 for the past several years (rises a spot otherwise several 30 days, next back down the following).
Exact same state right here, all of our home loan try paid off many years back and you may we have never had an auto loan just like the we’ve got constantly paid back bucks for the vehicles. I play with a credit card for each pick and you may spend it completely each month, never ever spending anything into the focus. Our very own 22 yr old daughter, who has been a third party representative towards the our card due to the fact many years 16, keeps a credit rating you to definitely dipped following next 800 given that she applied for, and obtained, this lady very first bank card within her label. ( She has just finished university personal debt-100 % free and you may been the lady basic business.)
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